Description : Former editor of "Kiplinger's Personal Finance Magazine, author Ted Miller has a unique understanding of what otherwise knowledgeable adults don't know about their money. The basics of money management--saving or investing--are presented here in a straightforward, easy-to-grasp style, and will fill in those gaps so you can make money-smart decisions for the rest of your life. In this comprehensive volume, a proven financial expert shows you how to grapple--decisively and effectively, in good times or bad--with any financial decisions you encounter.
Description : From the editors of Kiplinger's Personal Finance magazine, this guide contains tips on budgeting, saving and investing, buying a home or car, life and health insurance, retirement, and estate planning. It also explains ways to save more money; credit cards, loans, and getting out of debt; the financial aspects of marriage, divorce, and having child
Description : Investing in a home is likely the single biggest expenditure most individuals will make. It’s a decision that involves the head, the heart, the pocketbook, and possibly the retirement nest egg. That’s why it’s crucial to make the right choice when buying a home and to exercise financially savvy when selling one. This comprehensive update to Kiplinger’s Buying and Selling a Home provides all the information readers need to protect the investment in their homes. The editors of Kiplinger’s Personal Finance have completely revised this popular guide to reflect the realities of today’s real estate marketplace. Tax shelters, mortgage types, and home insurance policies are discussed and evaluated in detail. Buyers will learn how to choose the best housing for their budget, work effectively with brokers, find financing deals, and negotiate the best price. Sellers will discover how to polish their home for sale, select an agent, analyze alternatives to selling, and move the property fast, no matter what the market is like. Whether a reader is seeking a starter home, a step-up, a vacation retreat, or a retirement haven, this practical guide explains how to make all the right moves.
Description : Knowing what to do with your money is more important than ever. Gitman/Joehnk/Billingsley’s market-leading PERSONAL FINANCIAL PLANNING, 13E, provides students with the tools, techniques, and understanding they need to define and achieve their financial goals. The book follows a life-cycle approach--addressing financial plans, assets, credit, insurance, investment, and retirement--as individuals and families progress through life. The latest updates reflect the most recent financial developments and research--from new tax laws and the latest financial data to professional financial advice that considers the impact of the recent global financial crisis. The 13th edition is packed with new information relevant to today’s students--for example, changing spending habits for the better, knowing the right questions to ask a financial adviser, using tips on budgeting and planning for retirement, knowing what to look for when choosing a bank, knowing whether to buy or lease a car, knowing what’s important when buying your first home, and choosing the right credit card. All-new features teach you to use today’s critical financial tools and technology, including financial planning software. CFP practice questions provide valuable practice. The CengageNOW online learning system helps you complete your homework and achieve the grade you want. Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.
Description : Insight and advice on mastering the art of investing-from some of the biggest names in the business This invaluable volume presents what the experts' experts-Peter Bernstein, Gary Brinson, Foster Friess, John Neff, Barr Rosenberg, Mark Mobius, William Gross,and William Sharpe-have to say about risk, asset allocation, growth investing, index funds, value investing, quantitative analysis, fixed-income securities, and emerging markets. "Essential reading for both novice and expert investors, the profiles in Beyond Wall Street show how the country's most successful investors make money. Read this and learn what it takes to come out on top."-Jane Bryant Quinn, Newsweek columnist, Author of Making the Most of Your Money "Beyond Wall Street achieves a laudable balance between human drama and sage advice, and the sages involved are some of the finest investors of our time."-Ed Finn, Editor, Barron's "This book serves a delicious blend of the techniques and biographies of some of the greatest professional vestors and financial scholars. Anyone serious about long-term investment success will profit from the indispensable insights of these diverse masters."-Roger A. Segal, Investors' Bookshelf (TheStreet.com) "This book is a wonderful source of knowledge for investors ranging from novice to professional. We can all learn something from today's most accomplished thinkers and practitioners."-Elizabeth J. Mackay, CFA, Chief Investment Strategist, Bear, Stearns & Co. Inc.
Description : PERSONAL FINANCE 12E offers a practical, student-friendly introduction to personal financial management. Using a structured, step-by-step approach, this market-leading text helps students learn how to save and invest, manage student loans, file taxes, decrease credit card debt, and plan for the future. Real-life scenarios, covering a wide range of financial challenges, enable students to appreciate the relevance of key concepts, and useful advice from personal finance experts helps them apply those concepts in their own lives. Many math-based examples clearly illustrate the critical importance of achieving long-term financial goals through investing. Building on the success of previous editions, the new Twelfth Edition continues to engage students and focus their attention on critical concepts they need to succeed in class and to manage their finances wisely for a lifetime. Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.